Frequently Asked Questions
About IVF Surrogacy
Frequently asked questions about Life Insurances & Income Protection for IVF Surrogates & Intended Parents living in Australia.
Can I insure a surrogate living in Australia who doesnt have their permanent residency status?
Can I insure a surrogate who is living in Australia but who may not yet have permanent residency status?
Yes, but the cover may be limited to within Australia only until the permanent residency is achieved and the policy terms and conditions are updated to reflect this.
Is your surrogacy life insurance service confidential?
Is your surrogacy life insurance service confidential?
Yes.
Our highly confidential service is the reason why most people with complex health conditions and high privacy needs only use the experts behind Unusual Risks Insured.
Does my surrogate need to have a face-to-face meeting with an adviser to get insurance in place?
Does my surrogate need to have a face-to-face meeting with an adviser to get insurance in place?
No. Surrogates do not need to meet for a face to face meeting with us. We use modern business systems so we can work with our clients remotely over email, phone or video chat - whatever is best for them.
Do intended parents need to have a face-to-face meeting with you?
Do intended parents need to have a face-to-face meeting with you?
No. Intended parents do not need to meet for a face-to-face meeting with us to get their life insurances sorted. Our modern business systems help us look after all our clients remotely over email, phone or video chat - whatever is best for them.
What is the insurance Duty of Disclosure?
What is the insurance Duty of Disclosure?
Under the duty of disclosure, a person applying for insurance must disclose relevant information to the insurer before a contract is entered into.
A person applying for insurance must:
fully and completely answer all the questions on the proposal form
answer questions asking for detailed information precisely, and
include additional information if a ‘tick the box’ question does not offer an answer that applies to the person’s situation
