Unusualrisks.com.au
Helping people with well managed HIV get their life insurance sorted
We've helped establish over $37,000,000
of life insurances for Australians living with HIV
and other hard to insure health conditions.
We help protect over $3,000,000 of annual incomes, bringing equality to personal insurance
with every new client.
Take Our Anonymous Online Pre‑assessment
Find out in 60 seconds if your personal situation is one we can work with.
Wherever you are on your life journey
When it comes to the LGBTI community, there's really no such thing as average; there's just way too much diversity among us for that.
That said, we've found three different life stages are shared by many.
If you're Single, Partnered or Parenting, we can help you better understand your options and help you make some fabulous decisions.
Whatever your situation, we can help you
-
Read more...Single
Age is no indicator of relationship status or financial responsibility.
- You can be young and starting out or older and established; and both enjoying living the single life.
- You might be single, single again, sometimes single, single with kids, single with pets or perhaps something a little more complicated.
When it comes to being single in the LGBTI community, there's really no such thing as average.
And it's your single life, so live it your way.
-
Read more...Partnered
Sharing life and love with someone can be twice as exciting.
- You might be partnered, partnered with pets, officially de facto, officially married (yay!), splitting expenses but sharing life, or joining incomes and combining financial lives too.
- You might be together but living apart, working towards a future with kids, thinking about fostering, adopting, IVF or surrogacy; or perhaps something a little more complicated.
When it comes to being partnered in the LGBTI community, there's really no such thing as average.
There's no right or wrong way to live a purposeful life, just what works for you both.
-
Read more...Parenting
For today's LBGTI families, there are no accidental families.
- You might be parenting and single with kids, parenting solo with kids, parenting and partnered with kids, (yours, theirs and ours), dual parents with kids, co-parents, foster parents, adoptive parents, or even adoptive parents of kids with additional needs (just beautiful!).
- You might be a lesbian co-parenting couple or super involved Guncles or Aunties. You might not even identify with the broader LGBTI community but find yourself a parent in a same-sex relationship, or perhaps something a little more complicated.
When it comes to parenting in the LGBTI community, there's really no such thing as average.
However you're doing it, Love makes a family.
We Can Help You With
Speciality Insurance Strategy and Advise
Watch Our Explainer Videos
Browse Our Blog
Be careful what you Google when looking for advice on life insurance
Be careful what you Google for when you're searching for simple answers to complex questions (and life insurance)
Google Search is part of our modern-day lives.la
Who hasn’t made a quick Search for the bio of an actor, the secret to a killer Bearnaise sauce or asked, ‘Is there a sequel to Game of Thrones?’
Search is also a growing part of our personal health management. People's tendencies for a late-night search session with Dr Google self-diagnosing potential medical conditions —by searching for symptoms —are known to trigger many an anxious night of misinformation and questionable comparisons.
The reality is many of our late-night search results usually add to our anxiety and uncertainty.
The new skill of knowing ‘when to consult a professional’ is becoming the new 21th Century survival skill to learn.
Read more
Flatmates, Friends or De-factos and how to tell them apart
Flatmates, friends or de facto partners - and how to tell them apart
When it comes to romance and relationships, the emotional decision about who you think is your partner, may be very different to the legal decision about who is legally considered your de facto partner.
The questions about who may be a boyfriend or girlfriend or partner and who is a de facto become important distinctions when it comes to Superannuation payouts, Life Insurance nominations and Family Law claims on your finances, investments and property interests.
As Marriage Equality became law in Australia on 9th December 2017, *yeah*, who is a married partner is now straightforward. Who is a de facto partner, is not always so straightforward especially for many in the LGBTIQ Community.
Read more
