Unusualrisks.com.au
Helping people with well managed HIV get their life insurance sorted
We've helped establish over $37,000,000
of life insurances for Australians living with HIV
and other hard to insure health conditions.
We help protect over $3,000,000 of annual incomes, bringing equality to personal insurance
with every new client.
Take Our Anonymous Online Pre‑assessment
Find out in 60 seconds if your personal situation is one we can work with.
Wherever you are on your life journey
When it comes to the LGBTI community, there's really no such thing as average; there's just way too much diversity among us for that.
That said, we've found three different life stages are shared by many.
If you're Single, Partnered or Parenting, we can help you better understand your options and help you make some fabulous decisions.
Whatever your situation, we can help you
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Read more...Single
Age is no indicator of relationship status or financial responsibility.
- You can be young and starting out or older and established; and both enjoying living the single life.
- You might be single, single again, sometimes single, single with kids, single with pets or perhaps something a little more complicated.
When it comes to being single in the LGBTI community, there's really no such thing as average.
And it's your single life, so live it your way.
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Read more...Partnered
Sharing life and love with someone can be twice as exciting.
- You might be partnered, partnered with pets, officially de facto, officially married (yay!), splitting expenses but sharing life, or joining incomes and combining financial lives too.
- You might be together but living apart, working towards a future with kids, thinking about fostering, adopting, IVF or surrogacy; or perhaps something a little more complicated.
When it comes to being partnered in the LGBTI community, there's really no such thing as average.
There's no right or wrong way to live a purposeful life, just what works for you both.
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Read more...Parenting
For today's LBGTI families, there are no accidental families.
- You might be parenting and single with kids, parenting solo with kids, parenting and partnered with kids, (yours, theirs and ours), dual parents with kids, co-parents, foster parents, adoptive parents, or even adoptive parents of kids with additional needs (just beautiful!).
- You might be a lesbian co-parenting couple or super involved Guncles or Aunties. You might not even identify with the broader LGBTI community but find yourself a parent in a same-sex relationship, or perhaps something a little more complicated.
When it comes to parenting in the LGBTI community, there's really no such thing as average.
However you're doing it, Love makes a family.
We Can Help You With
Speciality Insurance Strategy and Advise
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Celebrating Intersex Day of Remembrance
Intersex Remembrance Day
'Pink is for girls and blue is for boys. Girls are princesses and boys are pirates. Girls like only boys and boys don’t kiss other boys... — These are just a few restrictive ideas of gender and gender identity that have seen many queer people marginalised and scrutinised for centuries'.
(National Geographic Magazine - Jan 2017 issue)
If there is anything we know, it's that life is not black and white - and not everyone is neatly defined by an Acronym LGBTI.
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Can you still get life insurance with a history of recreational drug use?
Can you still get life insurance with a history of drug use?
Life is complicated.
Getting on with life is even more complicated; so it's important to talk about what matters most and know where we stand.
- In 2019, around 3.4 million Australians reported using an illicit (recreational) drug in the last 12 months.1
So how does having a history of personal drug use affect your ability to create a safety net for yourself and your family?
Here's what you need to know ahead of time when you're needing to get your life insurances sorted.
Read more
