We understand that today's modern families can be biological or logical
They can also include:
gender neutral families
families with carers
people living apart together (TLAT), and even
traditional parents with kids
For someone living with pre-existing medical conditions like HIV or diabetes, a family can even extend to a network of close friends.
However you identify and whoever is family to you, we believe no one should miss out.
No one should miss out
If you're HIV negative or non-diabetic
- you're HIV negative and have a partner, friend or relative who is HIV positive
- you're non-diabetic and have a partner, friend or relative who is a diabetic
- or if you're living with another complex health condition or caring for someone who is
whoever you are, we'd love to work with you too.
How can we help you?
We find that generally, people want to be responsible.
- When given the opportunity and the tools they rise to any challenge and actively look for ways to help protect and provide for their loved ones.
Advice and help for everyone
We can provide helpful advice and strategies about ways to protect and provide for your Modern Family - whoever that is to you - covering:
Life & Terminal Illness protection
Income Protection protection
Medical Crisis Recovery protection
Total & Permanent Disability (TPD) protection
And a full set of personal insurance solutions for Self Employed people and those with high privacy needs.
Advice and help for those practical issues like
Transferring & Managing Existing Life Insurance Policies to consolidate and manage for you
Updating & Managing Beneficiary Nominations for life insurance and super
Establishing Key Person Protection for Non-for-Profit registered entitles
Advice and help for business people
Business Owners and their families often have additional needs not usually catered for in their personal insurance strategies.
We can help you fix that with helpful advice about:
Specialty Business Key Person and Debt protection
Specialty Business Fixed Expenses protection
Specialty Business Owners and Professional Partnerships protection
Specialty Business Owner and Partnership continuation and succession protection
The information you find on this website will give you a good understanding of insurance and related products and services available for people with pre-existing medical conditions.
Where to Now?
Continue your journey…