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What has sexuality got to do with a life insurance application? The simple answer is — Not much. The honest answer is — A lot more than you'd think Life Insurance companies traditionally haven't designed their products and services with LGBTIQ people in mind and tend not to consider the needs of diverse communities. Research shows when service providers assume their clients are heterosexual and use heterosexist language, this can…
Intersex Remembrance Day 'Pink is for girls and blue is for boys. Girls are princesses and boys are pirates. Girls like only boys and boys don’t kiss other boys... — These are just a few restrictive ideas of gender and gender identity that have seen many queer people marginalised and scrutinised for centuries'. (National Geographic Magazine - Jan 2017 issue) If there is anything we know, it's that life is not…
Can you still get life insurance with a history of drug use? Life is complicated. Getting on with life is even more complicated; so it's important to talk about what matters most and know where we stand. In 2019, around 3.4 million Australians reported using an illicit (recreational) drug in the last 12 months.1 So how does having a history of personal drug use affect your ability to create a…
Living with depression or an anxiety disorder doesn't need to stop you from getting your life insurances sorted. Thankfully, good mental health is now becoming part of the regular conversations for many Australians. Here are some tips to help navigate the application process. About 3 million Australians are living with a form of anxiety or depression (Beyond Blue 2020) and at least 45 per cent of Australians will experience a…
Be careful what you Google for, when searching for simple answers to complex questions like; Can people with HIV or other complex health conditions can still qualify for life insurance? Google Search is part of our modern-day lives. Who hasn’t made a quick Search for the bio of an actor, the secret to a killer Bearnaise sauce or asked, ‘Is there a sequel to Game of Thrones?’ Search is also…