• Read the video transcript below.

Video Transcript:

Speaker: Drew Browne, Specialist Financial Adviser @unusualrisks

Transcript: There are four possible outcomes for any life insurance policy.

Number one - it can be accepted at Standard Rates - now this means that the price that was quoted in the premium is the price you'll pay, the standard price.

The second outcome is where premiums are Loaded with a medical rating that might be because of a medical situation or an occupational situation where the risks have to be managed.

The third outcome is that a policy can be Delayed from finishing because we haven't yet received the medical reports or the assessments that we require to be completed.

And of course, a policy can also be Declined. A Decline can be because a medical situation is beyond what's possible to manage or an occupational category is beyond what's covered by that insurer.

Either way, that's why you use a professional insurance advisor to help you navigate successfully through these four possible outcomes for your policy.

What is the chance of needing to claim on a life insurance policy?

card What is the chance of needing to claim on a life insurance policy unusual risks insured

Where to Now?
The next steps…


About Us

Unusual Risks Insured provides support to those people who big insurance companies leave behind. We believe in giving every person the power to use life insurance products to protect & provide for their loved ones, their businesses, and their legacy — free from barriers of stigma and discrimination.

We know, as an LGBTQIA+ person (or someone who goes without labels entirely), you probably have specific financial advice, life insurance, and privacy needs.

  • We're committed to serving the LGBTQIA+ Community and its Allies.
  • For us, it's about change leadership and #AdviceEquality.

Why not make us part of your story, so if the unexpected happens to you or whoever is family to you, you'll have a backup plan in place to help you financially recover and life can still get better for somebody you love.

#LoveTakesAction  #AdviceEquality  #PrideInAdvice

contact drew browne advisor Unusual Risks Insured and Sapience Financial

Drew Browne, Senior Advisor

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