What types of information do you request from my Doctor or Hospital Clinic?
As part of the typical underwriting process, a life insurance company will usually request a medical history report from a person's nominated GP or Medical Specialist when they are applying for life insurance above $1,500,000 or have a current health issue.
- A formal written request for a medical report is made (and paid for) by the assessing life company along with an explanatory letter and a copy of the applicant's signed authority agreeing to exchange information.
- The request is usually in a question and answer form that asks about specific outcomes.
If you would like an editable PDF version of such a form you can ask us for one and take that direct to your GP or clinic too.
