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Welcome to our Special Interest Finance Blog
It can be hard to identify who you are and where you want to go if you don't have the right wording to know what's even possible. This is why a lot of good financial advice looks like education.
Life insurances, Income Protection, and Estate Planning is all design to support what's important to you and safeguard whoever is family to you. It's an important part of modern life, love and business. Be sure to receive the information and guidance you need to make an educated decision. Browse through our Blog, our 100+ FAQs or contact us for a confidential chat.

Diabetes in Australia is our fastest growing chronic condition
The onset of Type 1 Diabetes mellitus (T1DM) occurs most frequently in people under 30 years, however, new research suggests almost half of all people who develop the condition are diagnosed over the age of 30.
Each day 280 Australians develop diabetes:
- 56% are males
- 44% are females
- 🍏 Metabolic & Chronic Health Protection
Equality and freedom from discrimination are fundamental human rights that belong to all people, regardless of who they love or how they identify
The road to anywhere meaningful does seem to take a while and this has been true for many in Australia's LGBTQIA+ community.
- 💬 Life, Law & Community Insights
Marriage Equality means in Australia you're now free to marry who you love.
If you're a same-sex couple, there might be some unique challenges to meet with your partner for life
While LGBTQIA+ people are as diverse as the rest of the population, their shared experience and expectation of discrimination creates many common financial issues, unique to the LGBTQIA+ Community.
- 💬 Life, Law & Community Insights
A note to our competitors (& those who want to be)
Let’s start this discussion off with an honest fact:
- Every single company out there has competitors.
- So here's a note, just for ours.
A number of our professional colleagues and suppliers (and more than a handful of competitors) continually ask us, 'why we take such a visible leadership stance about diversity, inclusion and belonging in business today?
- 💬 Life, Law & Community Insights
Unusual risks (the specialist brand of Sapience Financial) was among 200 handpicked companies to be recognised and honoured with the Westpac Business of Tomorrow award on the 7th April 2017.
- 💬 Life, Law & Community Insights
Happy Mardi Gras 2019!
To our Clients, Friends, and Supporters
Celebrating You!
- 💬 Life, Law & Community Insights
We remember our clients, friends and supporters ...
- 💬 Life, Law & Community Insights
I grew up in the 1980s where AIDS, HIV and the spectre of the Grim Reaper bowling for AIDS victims, first terrified Australian television audiences. Looking back, I wonder if the Reaper has any regrets?
- 💬 Life, Law & Community Insights
Many people in professional business use life insurance products but ...
- 💬 Life, Law & Community Insights
Why we see our clients as the heroes of our brand
Unusual Risks Insured is a proud purpose-driven brand that celebrates the success of its clients.
- 💬 Life, Law & Community Insights
Breathe
If you're newly diagnosed, like many of our clients you might be scouring the internet to learn everything you can about your status.
- 🩸 Clinical, PrEP & Blood-Borne Risk Underwriting
Important life insurance eligibility update for positive people
Good news. You no longer need to have an undetectable viral load to be eligible for life insurance.
- 🩸 Clinical, PrEP & Blood-Borne Risk Underwriting
Half of all needlestick and sharps injuries go unreported
In Australia at least 18,000 healthcare professionals report suffering a needle-stick injury (often referred to as NSI or contaminated sharps injury) every year.
- 🩸 Clinical, PrEP & Blood-Borne Risk Underwriting
Stigma and discrimination undermine more than just HIV prevention and treatments
Australia's known the world over as the lucky country and our unrestricted access to financial services such as life insurance is something that most Australians simply take for granted.
- 🩸 Clinical, PrEP & Blood-Borne Risk Underwriting
The Story of Patricia Kennedy, OAM
A Grandmothers Fight to do What's Right - Battling HIV Stigma in Australia
- Hear how Mrs Patricia Kennedy, an Australian Scottish born Grandmother, remembers the 1980's and the arrival of HIV & AIDS to Australia
- A shocking and yet compelling interview for people who want to know the truth about a dark time in Australia's brief history, so we can learn how not to repeat the mistakes of the past on our young people today
- 💬 Life, Law & Community Insights
Proud to be part of the Honour Awards

A heartfelt thank you to all our clients, friends and supporters
- 💬 Life, Law & Community Insights
A big step closer to making the impossible, possible
People living with HIV in Australia can now get full life insurance.
- 💬 Life, Law & Community Insights















