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A big step closer to making the impossible, possible

People living with HIV in Australia can now get full life insurance.

Sapience Financial and Investment Services is proud to announce the launch of its new online life insurance pre-assessment service called providing confidential support to people with well-managed HIV or diabetes so they can get their life insurance sorted

We believe that equal access to Life Insurance (and Life Insurance products) is a human right. “and that everyone deserves a fail go free of stigma and discrimination.

We celebrate diversity and serve both the LGBT and straight communities without regard for sexuality, gender, race or religion. Drew Browne, senior adviser @

Over the years we've seen the frustration that people with specialty medical conditions have experienced when trying to deal with a life insurance company.  We've also seen the discrimination they faced because of their medical condition and their perceived sexuality. Yes, HIV is no longer considered a death sentence but now a chronic disease but dealing with a life insurance company and disclosing sensitive medical information to strangers is still a major barrier to many people.

  • Up till now nobody was prepared to take leadership on this issue and people with pre-existing health conditions were without a specialty advocate.
  • That’s now changed with the arrival of

The website is currently undergoing extensive user testing and when formally launched in February 2014, will provide an anonymous online pre-assessment service specifically for people looking for life insurance (or related services) who have been diagnosed with HIV or diabetes.

If you require more information on unUsual Risk Insured Australia please phone 1300 137 403
Drew Browne

Drew specialises in helping people protect and provide for what matters most in their lives. He's an award-winning writer, speaker, financial adviser and business strategy mentor. His company Sapience Financial and Investment Services is committed to using business solutions for good in the community. In 2015 his company certified as a B Corp. and in 2017 Drew was recognised in the inaugural Australian Westpac Businesses of Tomorrow national awards. He writes for successful Small Business Owners and Entrepreneurs at Smallville, his blogs can be read on and you can connect with him on LinkedIn.

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