Transfer and Manage
My Existing
Life Insurance policy

Transfer and Manage Existing Life Insurance Policies

How to manage the transfer of neglected insurance policies to unusualrisks to manage for you, when your provider has forgotten about you (or abandoned you). How to manage the transfer of neglected insurance policies to unusualrisks to manage for you, when your provider has forgotten about you (or abandoned you).

Can we takeover the management of your existing life insurance policy?

Yes, we can.

This is one of our most asked questions.  

The next most commonly asked question we're asked is;

'Can you tell me if my existing policy actually covers me for a particular medical condition?'

And Yes, we can do that too. (And we actually do a lot of that by the way).

Are you one of the thousands of Australians who have lost track of their personal insurance policies?

Do you have an existing life insurance policy, Income Protection cover or perhaps a Super account providing insurances you've lost touch with?

  • Not sure what your old insurance policy actually covers, if it's still value for money and meeting your needs?
  • Maybe you have some concerns about its wording, cover limitations, (possible exclusions) and whether it will actually pay out if needed?
  • Perhaps your health or personal circumstances have changed since you first took out insurances and you're not really sure where you stand?
  • Maybe you feel it's just time to move on and start working with a Speciality Adviser who's more aligned with what you value.

If this sounds like you, it sounds like you could benefit from our second opinion and discrete Takeover and Manage my Policy service.

How to manage the transfer of neglected insurance policies when your provider has forgotten about you (or abandoned you).

This is a common and frustrating problem for many people. Advisers leave the industry, businesses are sold and closed and people lose touch for many reasons.

It's the cause of many constant low-level irritations afflicting busy people already juggling busy lives and responsibilities.

Relax. We have the solution.

Our Takeover and Manage my Insurance Policy service can take over the day-to-day management of any life insurance policy already in force and manage them all under a single agency for you, with absolute security, privacy, and discretion.

We can also provide additional professional insights and advice on;

  • whether an existing life insurance policy has any special conditions,
  • how any new health issues may (or may not) affect the outcome of a potential future claim.

Who uses our Transfer and Manage Service?

There are five (5) main types of situations where people use our Transfer and Manage Service

  1. People who feel disconnected from their current financial adviser (perhaps they left the industry)
  2. People who have specialty medical conditions and uncertainty about whether an existing policy covers that condition.
  3. People who feel overwhelmed by the paperwork, and jargon and want an expert to sort it all out for them.
  4. People who have decided they're better off using a specialist financial adviser with a deeper level of expertise they feel more aligned with.
  5. People who see the value in having their own specialty adviser looking out for them and their family's interests first.

Why people use our Transfer and Manage Service.

Since the last damming report of The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry, many people are now using our Transfer and Manage Service to get the clarity they need on existing insurance policies and to have us manage them all in one place.

  • Citing concerns over potential conflicts of interest, more and more people are moving away from financial services providers who are either owned, backed or franchisees of major financial institutions
  • People today are simply no longer prepared to support a business with a history of putting the commercial interests of their shareholder's before the best interests of the customer.

How to prepare for our Transfer and Manage Service

There are 5 Steps to regaining control over a lost or abandoned policy.

  1. If you still have a copy of a policy statement, grab it and look for the policy number (or member number). If you don't, relax, we can trace it if you provide us some basic information first.
  2. Send us the details (or a scan of the document).
  3. We'll send you back a pre-completed form to sign confirming you give us permission to make discrete inquiries on your behalf.
  4. We'll find out what you need to know and give you some options.
  5. When you're ready, we can take over and manage your policy for you.

Where to now?

  Need to use our Takeover and Manage Services? Contact us and ask for a copy of our Takeover and Transfer form.

  Have more questions? See Frequently Asked Questions.

  Ready to know if we can work with you? Take our Anonymous Pre-assessment.



Take Our Anonymous Online Pre‑assessment

Find out in 60 seconds if your personal situation is one we can work with.

Take Our Pre-assessment

Take Our Anonymous Pre-assessment

Whatever your situation, we can help you

  • Single

    Age is no indicator of relationship status or financial responsibility.

    • You can be young and starting out or older and established; and both enjoying living the single life.
    • You might be single, single again, sometimes single, single with kids, single with pets or perhaps something a little more complicated.

    When it comes to being single in the LGBTI community, there's really no such thing as average.

    And it's your single life, so live it your way.

    Read more...
  • Partnered

    Sharing life and love with someone can be twice as exciting.

    • You might be partnered, partnered with pets, officially de facto, officially married (yay!), splitting expenses but sharing life, or joining incomes and combining financial lives too.
    • You might be together but living apart, working towards a future with kids, thinking about fostering, adopting, IVF or surrogacy; or perhaps something a little more complicated.

    When it comes to being partnered in the LGBTI community, there's really no such thing as average.

    There's no right or wrong way to live a purposeful life, just what works for you both.

    Read more...
  • Parenting

    For today's LBGTI families, there are no accidental families.

    • You might be parenting and single with kids, parenting and partnered with kids, (yours, theirs and ours), dual parents with kids, co-parents, foster parents, adoptive parents, or even adoptive parents of kids with additional needs (just beautiful!).
    • You might be a lesbian co-parenting couple or super involved Guncles or Aunties. You might not even identify with the broader LGBTI community but find yourself a parent in a same-sex relationship; or perhaps something a little more complicated.

    When it comes to parenting in the LGBTI community, there's really no such thing as average.

    However you're doing it, Love makes a family.

    Read more...