Absolutely! The clever people behind unusualriks.com.au run a complete financial advisory practice and provide all our services under the parent company name Sapience Financial & Investment Services. We have a range of standard & speciality clients.
You're welcomed into our family, regardless of gender, sexuality or diagnosis.
(*Serodiscordant is sometimes referred to as a mixed-status relationship and is usually one where one partner is not HIV positive)
No worries. We believe in looking after those who look after you.
In today's modern families we believe nobody should miss out.
The good ones won't.
While this is an ongoing frustration for unusualrisks.com.au we know those providers to avoid and those to use.
No. The privacy laws are very strict and you don't have to answer questons in front of your partner. In fact, you have to give your consent before being asked any sensitive medicqal questions too. You get to control where an application takes place and who you permit to be there.
gender neutral families
families with carers
people living apart together (LAT), and even
traditional parents with kids
For someone living with pre-existing medical conditions like HIV or diabetes, a family can even extend to a network of close friends.
However you identify and whoever is family to you, we believe no one should miss out.
whoever you are, we'd love to work with you too.
We find that generally, people want to be responsible.
When given the opportunity and the tools they rise to any challenge and actively look for ways to help protect and provide for their loved ones.
We can provide helpful advice and strategies about ways to protect and provide for your Modern Family - whoever that is to you - covering:
Life & Terminal Illness protection
Income Protection protection
Medical Crisis Recovery protection
Total & Permanent Disability (TPD) protection
Business owners and their families often have additional needs not usually catered for in their person insurances strategies.
We can help you fix that with helpful advice about:
Specialty Business Key Person and Debt protection
Specialty Business Fixed Expenses protection
Specialty Business Owners and Professional Partnerships protection
Specialty Business Owner and Partnership continuation and succession protection
The information you find on this website will give you a good understanding of insurances and related products and services available for people with pre-existing medical conditions.
When it comes to being single in the LGBTI community, there's really no such thing as average.
And it's your single life, so live it your way.
When it comes to being partnered in the LGBTI community, there's really no such thing as average.
There's no right or wrong way to live a purposeful life, just what works for you both.
When it comes to parenting in the LGBTI community, there's really no such thing as average.
However you're doing it, Love makes a family.