We understand that today's modern families can be biological or logical
They can include:
gender neutral families
families with carers
people living apart together (LAT), and even
the traditional parents with kids
For someone living with pre-existing medical conditions like HIV or diabetes, a family can even be a network of close friends.
However you identify and whoever is family to you, we believe that no one should miss out.
No one should miss out
If you're HIV negative or non-diabetic
- you're HIV negative and have a partner, friend or relative who is HIV positive
- you're non-diabetic and have a partner, friend or relative who is a diabetic,
whoever you are, we'd love to work with you too.
How can we help you?
We find that generally people want to be responsible. When given the opportunity and the tools they rise to any challenge and actively look for ways to help protect and provide for their loved ones.
Advice and help for Everyone
Advice and strategies about ways to protect and provide for your Modern Family - whoever that is to you
Life & Terminal Illness protection
Sickness & Accident Income Protection
Medical Trauma & Crisis Insurance
Total & Permanent Disability (TPD) protection
Advice and help for Business People
Speciality Business Overheads protection
Speciality Business Debt protection
Speciality Business Key Person protection
The information you find on this website will give you a good understanding of the life insurance and related products and services available for people with pre-existing medical conditions.