Life Insurance 101- Why is Life Insurance so important?
Life insurance is all about giving the people you care about most, financial security if you’re no longer alive to support them. With life insurance, when you die, (or become terminally ill), your nominated loved one(s) can receive a lump sum payment.
They can use this to continue living the life you want them to. (Mortgages can be paid out, children’s private education fees paid, people aren't forced to leave the home or area where they have been used to living and frail aged or special needs people in your life can be cared for etc.)
If you’re in business, it can mean that if you’re not there, your business debts are paid out and that the business doesn't have to be wound up or forced into a sale. It means that you (or your business partners) are not forced into business with the remaining family of business partners. The possibilities are as individual as your needs.
Naomi is an experienced accident and emergency nurse with more than 5 years experience working in the surgical wards and in and around potentially dangerous medical workspaces.
She is used to managing chaos and moody teenagers; she has two of her own she's hoping to put into private school next year for their senior years before they hopefully go to university.
We also understand that lesbian, gay, bisexual and transgender (LGBT) people and their families face diverse challenges when it comes to protecting and achieving their financial dreams.
If you or your partner have been diagnosed with HIV or diabetes or if like us, you simply believe in supporting your freedom to choose, we'd love to be part of your strategy for protecting what’s important to you.
We believe that good businesses can help good people achieve good things.
The heart behind unUsual Risks Insured is our parent company, Sapience Financial & Investment Services. Sapience is a boutique full financial services practice who are a Certified B Corporation and are committed to using purpose-driven business as a force for good.
In 2016 they celebrated 18 years of helping people through understanding, respect and strategic financial advice Australia wide.
We personally manage all of our client's claims.
No client or their family should ever be left alone to navigate the complex world of paperwork and legal minefields, that an insurance claim will bring. Our insurance claims management service, Priority 1 ensures that nothing is left to chance.
"We saw the pain and frustration that people experienced with fragmented and irrelevant advice and how they often felt abandoned to their own devices during a drawn out insurance claims process. They needed an advocate - so we decided to be the change in the community that we wanted to see".Drew Browne, Sapience Financial.
What we do is all about You.
We value and protect the trust of our clients so much, that we have a No-Surprises No BS* policy for our product providers.
If you'd like some additional information about our people, visit our Directors LinkedIn profile.
*And yes we went there.