#  What is an Underwriter and why should I care?

### What is an Underwriter and why should I care?

Underwriting is simply the process that an insurance company uses to measure the degree of risk that you might present as a potential client. For example; people who regularly go hang-gliding on weekends might present a higher risk than those that don’t. The person responsible for this assessment is called an [Underwriter.](https://unusualrisks.com.au/index.php?Itemid=817)