#  What does it mean when a policy is fully underwritten upfront?

### What does it mean when a policy is *fully underwritten upfront*?

Peace of mind. The degree of risk is assessed and the application completed at the time you make the actual application, not when you need to make a claim. Having a professional policy that's fully underwritten upfront ensures all the assessments by the insurance company are completed so you (or your family) don't have nasty surprises at claim time.