#  What's the chance an intended parent or surrogate might need to claim on a policy?

### What’s the chance an intended parent or surrogate might need to claim on a personal insurance policy in Australia?

The statistical chances of you needing to claim on your personal insurance policy in Australia are;

- **1 in 3** chance of needing to claim for **Critical Illness**
- **1 in 4** chance of needing to claim for **Income Protection**
- **1 in 10** chance of needing to claim for **Life insurance** or Terminal Illness
- **1 in 20** chance of needing to claim for **Total & Permanent Disability** (TPD)