#  What is the insurance Duty of Disclosure?

### What is the insurance Duty of Disclosure?

Under the duty of disclosure, a person applying for insurance must disclose relevant information to the insurer before a contract is entered into.

A person applying for insurance must:

fully and completely answer all the questions on the proposal form
answer questions asking for detailed information precisely, and
include additional information if a ‘tick the box’ question does not offer an answer that applies to the person’s situation