#  How much life insurance is actually enough?

### How much life insurance is actually enough?

The answer to this question is different for every person.
As a starting point, most people think about having enough insurance cover enables a person to;

- Payout out all debts.
- Be able to provide a nice place to live to their survivors.
- Be sufficient to provide an income for their surviving partner or family member.
- Be sufficient to provide a legacy for a new child.

Make sure you [watch our animated explainer video about this question](https://unusualrisks.com.au/index.php?Itemid=792), here too.

The Australian Government's [SmartMoney website](https://moneysmart.gov.au/how-life-insurance-works/life-insurance-calculator) has a general life insurance calculator that you should be familiar with, then speak with us.