#  Does all existing Income Protection Insurance automatically cover IVF complications?

### Does all existing Income Protection Insurance cover IVF complications?

No.
Income Protection Insurance policies vary in quality, what they cover, and how they each define a *sickness* as it relates to a pregnancy. An *Uncomplicated Pregnancy* is a difficult term to define and every insurance provider will have a different approach as it relates to IVF procedures and possible complications. This is why you need to work with a specialist risk adviser at Unusual Risks Insured who understands the complexity that can be Income Protection Insurance and Pregnancy.