two good looking middle aged men drinking coffee and sitting on teh steps of their firm home together

Meet John and David - first homeowners with their Life Insurance sorted and living with HIV.

They’re about to sign the contracts on their new home, and it’s an exciting and stretching time, regardless of the interest rate

It’s life events like this that often make us all stop and consider where we’re going and what we want the future to look like for our family.

Back in the day ...

When John was first diagnosed HIV positive, he couldn’t even qualify for life insurance cover no matter how healthy he was and how many days he seemed to live at the gym. The whole situation didn’t seem fair and it was a constant frustration that he couldn’t talk about without feeling down. Living a smaller life with lower expectations seems so inauthentic to him and his outgoing personality.

It gets better

John really felt responsible for not getting into the property market earlier and while both he and David have always wanted to get ahead, in the back of John's mind was that nagging question, ‘how would David cope financially if something happened to him’. The idea of a bank taking your home and your partner being forced to move away from the local community he gets a lot of support from, always seemed to tip cold water on any hot investment ideas.

With a little help from...

Thankfully, the local Community Health Education Officer told him about the new online service and their Anonymous Pre-assessment survey to help people with pre-existing medical conditions get their life insurance sorted. With new medical advances, people with well-managed HIV can qualify for normal life insurance.

Fresh air

This news was the breath of fresh air John and David needed.

Bright future

Now the reality of a big mortgage and a home together (with a little DIY on the horizon too) means their future together with bricks and mortar, seems perfect, fun and, as David said, ‘about bloody time too'.

John finally got to play his part and life is good – it’s a guy thing.

Where to Now?
Continue your journey…


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Online Pre‑assessment

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About Us

Unusual Risks Insured provides support to those people who big insurance companies leave behind. We believe in giving every person the power to use life insurance products to protect & provide for their loved ones, their businesses, and their legacy — free from barriers of stigma and discrimination.

We know, as an LGBTQIA+ person (or someone who goes without labels entirely), you probably have specific financial advice, life insurance, and privacy needs.

  • We're committed to serving the LGBTQIA+ Community and its Allies.
  • For us, it's about change leadership and #AdviceEquality.

Why not make us part of your story, so if the unexpected happens to you or whoever is family to you, you'll have a backup plan in place to help you financially recover and life can still get better for somebody you love.

#LoveTakesAction  #AdviceEquality  #PrideInAdvice

contact drew browne advisor Unusual Risks Insured and Sapience Financial

Drew Browne, Senior Advisor

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from George St Sydney, NSW, Australia.
[ Gadigal Land ] & [ Darug Country ]

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Phone: 1300 137 403
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