Meet John and David - first homeowners with their Life Insurance sorted and living with HIV.
They’re about to sign the contracts on their new home, and it’s an exciting and stretching time, regardless of the interest rate
It’s life events like this that often make us all stop and consider where we’re going and what we want the future to look like for our family.
Back in the day ...
When John was first diagnosed HIV positive, he couldn’t even qualify for life insurance cover no matter how healthy he was and how many days he seemed to live at the gym. The whole situation didn’t seem fair and it was a constant frustration that he couldn’t talk about without feeling down. Living a smaller life with lower expectations seems so inauthentic to him and his outgoing personality.
It gets better
John really felt responsible for not getting into the property market earlier and while both he and David have always wanted to get ahead, in the back of John's mind was that nagging question, ‘how would David cope financially if something happened to him’. The idea of a bank taking your home and your partner being forced to move away from the local community he gets a lot of support from, always seemed to tip cold water on any hot investment ideas.
With a little help from...
Thankfully, the local Community Health Education Officer told him about the new online service unusualrisks.com.au and their Anonymous Pre-assessment survey to help people with pre-existing medical conditions get their life insurance sorted. With new medical advances, people with well-managed HIV can qualify for normal life insurance.
Fresh air
This news was the breath of fresh air John and David needed.
Bright future
Now the reality of a big mortgage and a home together (with a little DIY on the horizon too) means their future together with bricks and mortar, seems perfect, fun and, as David said, ‘about bloody time too'.
John finally got to play his part and life is good – it’s a guy thing.
Where to Now?
Continue your journey…
- Make sure you Browse through our Blog
- Have questions? See our Frequently Asked Questions
- Discover someone with a similar situation in our list of Case Studies
- When you're ready to know if we can work with you, take our Anonymous Pre-assessment
- Send us an Email or Jump the queue and Call for a Chat
