#  Pre-assessment

 ![](https://unusualrisks.com.au/images/site-pics/how/take-a-reassessment-unusual-risks-insured.jpg)## Complete our Anonymous Pre‑assessment below

Find out in under 60 seconds if we can help you – **without** needing to disclose your name or contact details.

## The 3 Step Process

### 1st What's the first step?

- Select the pre-assessment below that best describes your situation.
- Complete the online multiple-choice questions.
- See your results instantly.

### 2nd What happens then?

- If your pre-assessment answers get the *Green Light* you'll immediately have the option to start an email conversation with our senior Advisor Drew Browne, to learn more about what's possible for your personal situation.
- If your pre-assessment answers get the *Yellow Light* you'll know your situation may be borderline, and we'll need to learn more about your situation.
- If your pre-assessment answers get the *Red Light* you'll know your situation may be outside our current range of available options.

### 3rd  What's the last step?

After seeing your results, **then** **you decide if you take the 3rd Step and send us an inquiry email, directly from our site, to begin a confidential email chat about your personal insurance options.**

 [  ![icon](https://unusualrisks.com.au/images/pre-assess-form-icons/preassessment-hiv-unusualrisks.svg#joomlaImage://local-images/pre-assess-form-icons/preassessment-hiv-unusualrisks.svg?width=1024&height=1024) ### Life, Crisis & TPD Insurances for people living with HIV

| Click for Preassessment |

   ](https://unusualrisks.com.au/index.php?option=com_convertforms&view=form&Itemid=861)

 [  ![icon](https://unusualrisks.com.au/images/pre-assess-form-icons/preassessment-hiv-unusualrisks.svg#joomlaImage://local-images/pre-assess-form-icons/preassessment-hiv-unusualrisks.svg?width=150&height=150) ### Income Protection Insurance for people living with HIV

 | Click for Preassessment |

   ](https://unusualrisks.com.au/index.php?option=com_convertforms&view=form&Itemid=862)

 [  ![icon](https://unusualrisks.com.au/images/pre-assess-form-icons/preassessment-diabetes-unusualrisks.svg#joomlaImage://local-images/pre-assess-form-icons/preassessment-diabetes-unusualrisks.svg?width=1024&height=1024) ### All Life Insurances for people living with T1 & T2 Diabetes

| Click for Preassessment |

   ](https://unusualrisks.com.au/index.php?option=com_convertforms&view=form&Itemid=863)

### Common Q&A's

### Can I take a pre‑assessment and then just call for a chat without starting an email conversation?

 Yes! The pre-assessment just helps you know where you stand ahead of time. You can then call for a chat when you're ready. You can find our [contact number here](https://unusualrisks.com.au/index.php?Itemid=848).

### Can I skip the pre‑assessment and just call for a chat anyways?

 Yes! You can find our [contact number here](https://unusualrisks.com.au/index.php?Itemid=848).

### What if I have a different unusual health condition or occupation?

 Yes! If you **just need a standard life insurance or income protection policy** (perhaps for your partner) **and don't need a pre-assessment** for an existing specialty health condition, we would love to help with that too!

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### Are you experiencing a tech issue?

If you have any complex questions, need something urgently (or if our pre-assessment tool is misbehaving itself  ) [please get in touch.](https://unusualrisks.com.au/index.php?Itemid=848)

### Special Note for Yahoo Mail Users

For people using Yahoo email, due to super-high spam levels from their servers, some Yahoo Mail emails are being automatically blocked by our Google secure email servers - it's a veritable turf war. So if we don't get back to you in 3 days, please let us know. (We're working on fixing this), and [please send us a follow-up email](https://unusualrisks.com.au/index.php?Itemid=848).