Our 7 Step Information Collection Process

We follow a 7 Step Information Collection Process so you always know where you are on your insurance inquiry We follow a 7 Step Information Collection Process so you always know where you are on your insurance inquiry

We follow a 7 Step Information Collection Process so you always know what to expect and when

Our complete 7 Step Information Collection Process

Once you decide to take the next step and see what type and amount of insurance cover you're eligible for, we like to follow a careful information collection process so we don't miss anything important.

  • You might already have an idea of how much cover you want — great, just let us know.
  • You might want us to advise you how much cover you should have — no worries, we'd love to help you with that too.

Either way, we understand that every decision ultimately comes down to the available budget and usually people following a 'best to budget' approach getting as much cover as they can for the budget they have in mind.

Regardless of the type of cover you choose, we need to get to know you and your financial needs better so we can understand your position and what you're looking to protect and achieve.

Most questions we ask are much the same for everyone

They are designed to ensure your debt levels are covered, your dependents are considered your future earning capacity is protected as are your financial goals too.

  • Are you single or partnered?
  • Are you renting or paying a mortgage and what is that approximate cost per month?
  • What type of work do you do? and
  • What's your approximate level of income per year?
  • Do you have children or elderly parents (or someone else) who is financially dependent upon you?
  • Do you have your Will in place yet and do you have your superannuation beneficiary nomination already in place?
  • Are you a non-smoker or a smoker?
  • What year were you born and are you an Australian resident?
  • Do you have any existing health conditions we need to take into account?
  • Have you ever been refused insurance cover in the past?

Watch our client video

What's the application process to expect for more details about our information collection process.


The Next Steps

And if you can't find what you're looking for, our sitemap can give you the bigger picture of what we do, who we care for, and what's possible for our clients.

 

Where to now?

  Have questions? See Frequently Asked Questions.

  Make sure you Browse through our Blog.

  Ready to know if we can work with you? Take our Anonymous Pre-assessment.

#LoveTakesAction

Whatever your situation, we can help you

  • Single

    Age is no indicator of relationship status or financial responsibility.

    • You can be young and starting out or older and established; and both enjoying living the single life.
    • You might be single, single again, sometimes single, single with kids, single with pets or perhaps something a little more complicated.

    When it comes to being single in the LGBTQI+ community, there's really no such thing as average.

    And it's your single life, so live it your way.

    Read more...
  • Partnered

    Sharing life and love with someone can be twice as exciting.

    • You might be partnered, partnered with pets, officially de facto, officially married (yay!), splitting expenses but sharing life, or joining incomes and combining financial lives too.
    • You might be together but living apart, working towards a future with kids, thinking about fostering, adopting, IVF or surrogacy; or perhaps something a little more complicated.

    When it comes to being partnered in the LGBTQI+ community, there's really no such thing as average.

    There's no right or wrong way to live a purposeful life, just what works for you both.

    Read more...
  • Parenting

    For today's LGBTQI+ families, there are no accidental families.

    • You might be parenting and single with kids, parenting solo with kids, parenting and partnered with kids, (yours, theirs and ours), dual parents with kids, co-parents, foster parents, adoptive parents, or even adoptive parents of kids with additional needs (just beautiful!).
    • You might be a lesbian co-parenting couple or super involved 'Guncles' or Aunties. You might not even identify with the broader LGBTQI+ community but find yourself a parent in a same-sex relationship, or perhaps something a little more complicated.

    When it comes to parenting in the LGBTQI+ community, there's really no such thing as average.

    However you're doing it, Love makes a family.

    Read more...