There have been significant reforms to the way gay, lesbian, bisexual, intersex people and trans folk are treated by insurance companies.
Companies cannot make assumptions about a persons sexuality from the details of their living arrangements, occupation or medical history.
No. Never an issue.
Life insurance is about data and statistics. It has nothing to do with sexuality, gender expression, lifestyle, identification with a lifestyle, labels or tags.
We believe all people should always be respected; regardless of who they love or how they identify (or don't).
The team at unusualrisks.com.au believe its always the individual who matters more than all of that put together.
There have been significant reforms to the way gay, lesbian, bisexual, intersex people and trans folk are treated by insurance companies. The Australian Financial Services Insurance Council has issued guidelines removing the so-called 'gay questions' from application forms and now require all insurance underwriters decisions to be based on sexual 'behaviour' instead of a 'person’s sexuality'.
If you have taken a HIV test you do not need to declare negative HIV test results. The fact of having an HIV test will not, of itself, have any effect on your acceptance terms for insurance.
When it comes to being single in the LGBTI community, there's really no such thing as average.
And it's your single life, so live it your way.
When it comes to being partnered in the LGBTI community, there's really no such thing as average.
There's no right or wrong way to live a purposeful life, just what works for you both.
When it comes to parenting in the LGBTI community, there's really no such thing as average.
However you're doing it, Love makes a family.