What does the phrase subject to underwriting mean on an insurance quotation?

When we provide an insurance quote, it's a projection, dependent upon the final underwriting process completing successfully.

  • When we start the process we try to provide a quote projection based upon the information you have supplied to date on a worst case scenario.
  • After we get the opportunity to review your medical situation in detail, we then work back to a best case scenario that is usually cheaper too.

A pre-assessment involves two steps

  • Quoting is the first step 
  • Underwriting is the final step in the assessment and includes a careful review of any medical reports.

After the formal underwriting process is completed, you might receive a revised quote depending upon your medical history.

It might take longer than expected, but the process delivers a fully underwritten policy that provides peace of mind that all assessments decisions have been completed and you know exactly where you stand.

About Us

Unusual Risks Insured provides support to those people who big insurance companies leave behind. We believe in giving every person the power to use life insurance products to protect & provide for their loved ones, their businesses, and their legacy — free from barriers of stigma and discrimination.

We know, as an LGBTQIA+ person (or someone who goes without labels entirely), you probably have specific financial advice, life insurance, and privacy needs.

  • We're committed to serving the LGBTQIA+ Community and its Allies.
  • For us, it's about change leadership and #AdviceEquality.

Why not make us part of your story, so if the unexpected happens to you or whoever is family to you, you'll have a backup plan in place to help you financially recover and life can still get better for somebody you love.

#LoveTakesAction  #AdviceEquality  #PrideInAdvice

contact drew browne advisor Unusual Risks Insured and Sapience Financial

Drew Browne, Senior Advisor

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from George St Sydney, NSW, Australia.
[ Gadigal Land ] & [ Darug Country ]

Say Hello! unusualrisks.com.au

Phone: 1300 137 403
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