I was declined insurance through my Super fund because of 'lifestyle considerations'. Is this normal?
I have tried to get insurance through my Superfund but they declined me cover citing 'lifestyle considerations'. Is this normal?
Sadly Yes. Many of our clients have faced this very avoidable problem.
In simple terms we try to explain it this way; ‘You can't buy a hot dog from a hamburger food chain - because hamburger chains just don’t sell hotdogs’.
Sadly many insurance companies simply won't tell you upfront what is not on their menu and many good people end up wasting good time going through a process that never had a chance of success in the first place. That's why you need a specialist insurance adviser from unusual risks.com.au to help you successfully navigate the insurance application process successfully.
Unusualrisks.com.au provides support to those people who insurance companies leave behind. We believe in giving every person the power to use life insurance products to protect & provide for their loved ones, their businesses and their legacy — free from barriers of stigma and discrimination.
We know that, as an LGBTQIA+ person (or someone who goes without labels entirely), you have specific financial advice, life insurance and privacy needs.
We're committed to serving the LGBTQIA+ community and its Allies. For us, it's about #AdviceEquality.
Make us part of your story so should the unexpected happen to you or whoever is family to you, you'll have a backup plan in place to help you financially recover and life can still get better for somebody you love.
Working online & serving Australia Wide from George St Sydney, NSW, Australia. [ Gadigal Land ] & [ Darug Country ]
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Everyone is Welcome Here! #AdviceEquality
The advisor to Unusual Risks Insured: Drew Browne is an Authorised Representative and Sapience Corporation Pty Ltd. ABN 29 086 679 718 is a Corporate Authorised Representative of an Australian Financial Services Licensee AFSL Shartru Wealth Management Pty Ltd #422409 ABN 46 158 536 871. Any information provided is General Advice Only and we have not considered your personal circumstances. Before making any decision on the basis of this advice you should consider if the advice is appropriate for you based on your particular circumstance. Unusual Risks is a Trauma Informed Organisation (TIO) and affirms the Darlington Statement on Intersex Human Rights Australia.
Unusual Risks Insured acknowledges the Traditional Custodians of Country throughout Australia and their continuing connection to land, waters and community. We pay our respect to them and their cultures, and Elders, past, present and future.
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