Will they ask me if I'm HIV positive?
Yes - everyone gets asked that same question now anyway.
- Insurers now ask all applicants if they have ever tested positive for HIV, AIDS, Hepatitis B or C or if you are awaiting the test results for the same.
If you are applying for a particularly large level of insurance cover, eg: $1,000,000 or more, all applicants (regardless of medical status) will usually be required to undergo a blood test for HIV and cholesterol as standard practice.