An interesting question we're often asked is,
'Who are the most uninsured people in the community?'
The answer might surprise (and sadden) you.

Young male P plate drivers? Young Tradies? Army Reserve personnel? Single mothers? No.

The Australian LGBTQIA+ Community is one of the most underinsured and underserved markets with financial services.

This of course then leaves them and their families at greater vulnerability than their straight counterparts.

Let's meet Jill & Kerry and learn more about Modern Families and the Modern Insurance that supports them.

• Read the video transcript below.

Ricki and Devesh are a same-sex couple who first met at University and later married after the Australian Marriage Equality plebiscite in December 2013. Ricki is a Florist and Devesh is an Account Manager for a pharmaceutical company.

For years they wondered if it was ever going to be possible for them to start a family together. They learned all about the Australian foster care system and adoption and even looked at expensive overseas options too.

The complexity that can be IVF and Surrogacy Agreements.

When working through any complex process, getting the timing right is often the key to success.

And that's never more true than for folks using IVF treatments as part of Growing Families.