family of choice
-
Does it still make sense to think about Life Insurances today?
Life still goes on, even in the middle of a Pandemic.
Yes, it makes perfect sense to think about life insurance today - especially today - because life still happens to us all, all the time, even during difficult times.
One of the dangers of living through difficult times (and the LGBTQIA+ Community is no stranger to surviving difficult times) is we can sometimes fixate on the biggest issue and ignore the most important issue - our life, love, and relationships continue regardless.
Our innate adaptability can lead many LGBTQIA+ couples to embrace wildly different financial goals, styles and circumstances in our partners.
-
How much life insurance cover do I need?
This question has always intrigued me because it sounds similar to the equally difficult-to-answer question, ‘how long is a piece of string?’
I suppose the answer is, ‘as long as it needs to be and as much as you need to have’.
But that's probably not going to move the answer along much, so here is a good place to start your thinking.
-
Who's your Super Beneficiary?
Many LGBTQIA+ Australians have Super account balances receiving at least 10% of their wages annually.
As most super funds have Life Insurance attached to their member's account in some way, this ever-increasing pool of wealth is hard to ignore.
So if you're an LGBTQIA+ Australian with a Superannuation account, the next logical question is;
'Who's your Super Beneficiary?'
-
Why you should buy life insurance for your Co Parent or Ex Partner
Co Parents need life insurance and this is why
While you might not be together romantically, raising children together leaves Co Parents financially connected in many ways — whether you want to acknowledge that or not.
Remind me again what is Co Parenting?
The term Co Parenting was traditionally only used to describe a situation where a parent had split from their previous partner following a separation or divorce, but who were still actively involved in the lives of their shared children.