Life insurance is all about giving the people you care about most, financial security if you’re no longer alive to support them.
If you’re in business, it can mean that if you unexpectedly pass away, your business debts are paid out and that the business doesn't have to be wound up or forced into a sale.
Perhaps you're choosing a partner, climbing the career ladder, maybe sending a child off to university, building up a small business, investing in property, growing a business with someone else, living a fabulous and authentic life, giving back to the community, leaving a legacy for people you love — these are only a few of the many dreams we all aspire to.
We also understand that lesbian, gay, bisexual and transgender (LGBT) people and their families face diverse challenges when it comes to protecting and achieving their financial dreams.
If you or your partner have been diagnosed with HIV or diabetes or if like us, you simply believe in supporting your freedom to choose, we'd love to be part of your strategy for protecting what’s important to you.
We believe that good businesses can help good people achieve good things.
The heart behind unUsual Risks Insured is our parent company, Sapience Financial. Sapience is a boutique full financial services practice who certified as a B Corporation in 2015 and committed to using purpose-driven business as a force for good.
In 2020 they celebrated 20+ years of helping people through understanding, respect and strategic financial advice Australia wide.
We personally manage all of our client's claims.
No client or their family should ever be left alone to navigate the complex world of paperwork and legal minefields, that an insurance claim will bring. Our insurance claims management service, Priority 1 ensures that nothing is left to chance.
"We saw the pain and frustration that people experienced with fragmented and irrelevant advice and how they often felt abandoned to their own devices during a drawn out insurance claims process. They needed an advocate - so we decided to be the change in the community that we wanted to see".Drew Browne, Sapience Financial.
What we do is all about You.
We value and protect the trust of our clients so much, that we have a No-Surprises No BS* policy for our product providers.
If you'd like some additional information about our people, visit our Director's LinkedIn profile here.
*And yes we went there.
Naomi is an experienced accident and emergency nurse with more than 5 years of experience working in the surgical wards and in and around potentially dangerous medical workspaces.
She is used to managing chaos and moody teenagers; she has two of her own she's hoping to put into private school next year for their senior years before they hopefully go to university.
George’s shift-work is often unpredictable, so living closer to work and cafes makes his life easier.
Lately, here's been thinking about the hard emotional decision, How much is enough?.
Everyone’s personal situation is different.
I’ve been out of university for just over a year now and have a list of ‘first’ experiences: my first real job; my first apartment (ok I share that with mates); my first official tax return and my first life insurance policy.
I’m now officially a 24-year-old single guy with no financial dependents (other than my dog) and a life insurance policy owner. WooHoo!
When it comes to being single in the LGBTQI+ community, there's really no such thing as average.
And it's your single life, so live it your way.
When it comes to being partnered in the LGBTQI+ community, there's really no such thing as average.
There's no right or wrong way to live a purposeful life, just what works for you both.
When it comes to parenting in the LGBTQI+ community, there's really no such thing as average.
However you're doing it, Love makes a family.