#  Case Studies

 ![](https://unusualrisks.com.au/images/case-studies/case-study-group-polaroids-unusual-risks-insured.jpg)## All our case studies are inspired by real people united by a common belief — to protect and provide is the very essence of being human

### Below are some insightful case studies that show how different people in very different situations are all united by their decision to protect and provide for someone they love.

Scroll down to learn about some of the people we work with, perhaps like you.

  ![professional smiling nurse with short greying hair wearing scrubs](https://unusualrisks.com.au/images/case-studies/naomi-nursing-needlestick-and-sharps-injuries-unusual-risks-insured.jpg) ##  [ Naomi, Nursing, Needlestick and Sharps Injuries ](https://unusualrisks.com.au/case-studies/naomi-medical-professional-managing-a-needlestick-injury)

## Meet Naomi - nurse, single and super mum

Blood borne virus exposure insurance for nurses and doctors

Naomi is an experienced accident and emergency nurse with more than 5 years of experience working in the surgical wards and in and around potentially dangerous medical workspaces.

She is used to managing chaos and moody teenagers; she has two of her own she's hoping to put into private school next year for their senior years before they hopefully go to university.

 [ Read more … ](https://unusualrisks.com.au/case-studies/naomi-medical-professional-managing-a-needlestick-injury)

  ![two proud young men of differing ethnic appearance holding their first sonogram phone of therei soon to be born child by surrogacy](https://unusualrisks.com.au/images/case-studies/ricki-and-devesh-new-dads-to-be-through-surrogacy-and-ivf-unusual-risks-insured.jpg) ##  [ Ricki &amp; Devesh New Dads-to-Be through Surrogacy &amp; IVF ](https://unusualrisks.com.au/case-studies/ricki-and-devesh-new-dads-to-be-through-surrogacy-ivf)

## Ricki and Devesh are a same-sex couple who first met at University and later married after the Australian Marriage Equality plebiscite in December 2013. Ricki is a Florist and Devesh is an Account Manager for a pharmaceutical company.

For years they wondered if it was ever going to be possible for them to start a family together. They learned all about the Australian foster care system and adoption and even looked at expensive overseas options too.

 [ Read more … ](https://unusualrisks.com.au/case-studies/ricki-and-devesh-new-dads-to-be-through-surrogacy-ivf)

  ![proud parents holding their babies feet to the camera after a walk on the beach](https://unusualrisks.com.au/images/case-studies/tina-garry-ivf-parents-unusual-risks-insured-big.jpg) ##  [ Tina &amp; Garry, parents and positive ](https://unusualrisks.com.au/case-studies/tina-and-garry-parents-and-positive)

## Meet Tina and Garry - proud new parents of a baby boy

A miracle you might say - because Tina and Garry are officially a serodiscordant couple. (In simple terms, it means one of them is HIV positive).

Deciding to have a baby is a big decision for anyone, but for a couple living with HIV the decision is more complicated. Tina and Garry today join the growing numbers of seroconcordant couples in Australia who have successfully given birth to healthy babies.

 [ Read more … ](https://unusualrisks.com.au/case-studies/tina-and-garry-parents-and-positive)

  ![two young women sitting and looking at a mobile device and laughing togther](https://unusualrisks.com.au/images/case-studies/lisas-partner-diabetes-unusual-risks-insured.jpg) ##  [ Lisa, Corporate Warrior and Home Provider ](https://unusualrisks.com.au/case-studies/lisa-corporate-warrior-and-home-provider)

## Meet Lisa. She's a procurement manager for a busy national corporate and there's nothing she can't find when she puts her mind to it

But when it came to life insurance for somebody with diabetes, that proved a bigger challenge.

Last year while on holiday, Lisa's partner Sandra had to go to the hospital after a problem with her diabetes medication.

 [ Read more … ](https://unusualrisks.com.au/case-studies/lisa-corporate-warrior-and-home-provider)

1. [ John &amp; David, Living with HIV and Owners of Full Life Insurance](https://unusualrisks.com.au/case-studies/john-and-david-living-with-hiv-and-owners-of-full-life-insurance)
2. [ Jennifer &amp; Amber, Diabetes and HIV](https://unusualrisks.com.au/case-studies/jennifer-and-amber-diabetes-and-hiv)
3. [ Terry, Young Family &amp; Tattoos](https://unusualrisks.com.au/case-studies/terry-young-family-tattoos)
4. [ George, Experienced Logistics Manager](https://unusualrisks.com.au/case-studies/george-experienced-logistics-manager)
5. [ Ethan, Single Sensible and Dating](https://unusualrisks.com.au/case-studies/ethan-single-sensible-and-dating)

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