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It can be hard to identify who you are and where you want to go if you don't have the right wording to know what's even possible. This is why a lot of good financial advice looks like education.
Life insurances, Income Protection, and Estate Planning is all design to support what's important to you and safeguard whoever is family to you. Its an important part of modern life, love and business. Be sure to receive the information and guidance you need to make an educated decision. Browse through our Blog, our 100+ FAQs or contact us for a confidential chat.
Flatmates, friends or de facto partners - how do you tell them apart
When it comes to romance and relationships, the emotional decision about who you think is your partner, may be very different to the legal decision about who is legally considered your de facto partner.
The questions about who may be a boyfriend or girlfriend or partner and who is a de facto become important distinctions when it comes to Superannuation payouts, Life Insurance nominations and Family Law claims on your finances, investments and property interests.
As Marriage Equality became law in Australia on 9th December 2017, *yay*, who is a married partner is now straightforward. Who is a de facto partner, is not always so straightforward especially for many in the LGBTQI Community.
If you're feeling like your life and business have been Kidnapped by the COVID-19 Virus, argh! We can relate.
It's a difficult time affecting us all.
The opened-ended nature of this worldwide health crisis fuels a sense of uncertainty. And this won't be the last crisis our world sees.
- This changing environment can kidnap our thinking with the seemingly urgent and distract us from the still important.
- And our hearts go out to the people who are not in very fortunate situations.
As we all find our way through this time, we don't want platitudes and denial but on the same token, we need to find ways we can keep calm and focus on what we can control - and look for something solid.
Ever wonder who can make emergency medical decisions for you when you can’t?
Most adults are presumed to have the needed mental capacity to give consent themselves. But what happens when you can’t make decisions for yourself?
Though you may have a large circle of friends, emergencies demand a certain kind of relationship.
Being to answer this question will probably make you stop and consider the quality of your key relationships and whether you have the right legal documents in play today, as part of your backup plan.
The person 'next in line to make decisions' for you is often referred to as the person responsible and it might not be your next of kin.
Life still goes on, even in the middle of a Pandemic.
Yes, it makes perfect sense to think about life insurance today - especially today - because life still happens to us all, all the time, even during difficult times.
One of the dangers of living through difficult times (and the LGBTQIA+ Community is no stranger to surviving difficult times) is we can sometimes fixate on the biggest issue and ignore the most important issue - our life, love, and relationships continue regardless.
Our innate adaptability can lead many LGBTQIA+ couples to embrace wildly different financial goals, styles and circumstances in our partners.
Getting better at managing our personal risks in our connected world
It's a difficult time, and winter is coming.
But it won't always be.
And we all need to be ready for the Spring; to better understand what we can control now (and who we can take care of today), so we're all getting ready for a better tomorrow.
The current Coronavirus pandemic is going to affect Australian families and businesses - but perhaps not for the reason you suspect.
Women living with HIV in Australia
Today, about 10% of people living with HIV in Australia are women; yet they continue to be conspicuously absent in most of the HIV prevention messages.
The reported experiences of women living with HIV can be very different from men.
Many women navigate their treatments and their daily lives differently from their male counterparts.
- Happy Sydney Mardi Gras 2020!
- Valentine's Day and Love Insurance
- Six Power Money Decisions for Same-sex Couples
- People taking PrEP can now get full Life Insurance cover through Unusual Risk Insured
- Can a person with diabetes get life insurance?
- Financial Advice for Same-sex Couples
- 7 Financial Decisions for Same-sex Newlyweds
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