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It can be hard to identify who you are and where you want to go if you don't have the right wording to know what's even possible. This is why a lot of good financial advice looks like education.
Life insurances, Income Protection, and Estate Planning is all design to support what's important to you and safeguard whoever is family to you. Its an important part of modern life, love and business. Be sure to receive the information and guidance you need to make an educated decision. Browse through our Blog, our 100+ FAQs or contact us for a confidential chat.
Straight and living with HIV? It's becoming more common than you'd think
The typical straight guy (or girl) next door who is just living with a chronic health condition called HIV, is increasing
HIV is not a top-of-mind conversation starter for most straight guys and girls so many straight people believe HIV is not a health issue for the straight community, but they would be very mistaken.
- In Western Australia during 2020, more straight men were diagnosed with HIV than gay men.
- Despite new HIV numbers declining nationally for more than a decade, the number of straight men contracting the sexually transmitted HIV virus is on the rise.
Happy Mardi Gras!
To all our clients, friends and supporters - have a fabulous time celebrating you!
We're committed to serving the LGBTI Community and its Allies, and we're here for you, all year round. Happy Mardi Gras!
Intersex Remembrance Day
'Pink is for girls and blue is for boys. Girls are princesses and boys are pirates. Girls like only boys and boys don’t kiss other boys... — These are just a few restrictive ideas of gender and gender identity that have seen many queer people marginalised and scrutinised for centuries'.
(National Geographic Magazine - Jan 2017 issue)
If there is anything we know, it's that life is not black and white - and not everyone is neatly defined by an Acronym LGBTI.
Life is complicated.
Getting on with life is even more complicated; so it's important to talk about what matters most and know where we stand.
- In 2019, around 3.4 million Australians reported using an illicit (recreational) drug in the last 12 months.1
So how does having a history of personal drug use affect your ability to create a safety net for yourself and your family?
Here's what you need to know ahead of time when you're needing to get your life insurances sorted.
Living with depression or an anxiety disorder doesn't need to stop you from getting your life insurances sorted.
Thankfully, good mental health is now becoming part of the regular conversations for many Australians.
Here are some tips to help navigate the application process.
- About 3 million Australians are living with a form of anxiety or depression (Beyond Blue 2020) and at least 45 per cent of Australians will experience a mental health issue at some point in their lives. (SANE, 2019)
- However, studies have also found that LGBTIQ people face up to twice as much abuse or violence than our heterosexual counterparts and that this prejudice and discrimination adds an additional layer of risk factors that can lead to depression and anxiety.
- Research and real life experiences have found that LGBTIQ people have an increased risk of depression and anxiety, substance abuse, self-harming and suicidal thoughts.
Be careful what you Google for, when searching for simple answers to complex questions like; Can people with HIV or other complex health conditions can still qualify for life insurance?
Google Search is part of our modern-day lives.
Who hasn’t made a quick Search for the bio of an actor, the secret to a killer Bearnaise sauce or asked, ‘Is there a sequel to Game of Thrones?’
Search is also a growing part of our personal health management. People's tendencies for a late-night search session with Dr Google self-diagnosing potential medical conditions —by searching for symptoms —are known to trigger many an anxious night of misinformation and questionable comparisons.
The reality is many of our late-night search results usually add to our anxiety and uncertainty.
The new skill of knowing ‘when to consult a professional’ is becoming the new 21th Century survival skill to learn.
- Flatmates, Friends or De-factos and how to tell them apart
- Feeling like your life and business have been Kidnapped by the Covid-19 Virus?
- Who can make emergency medical decisions for you?
- Does it still make sense to think about Life Insurances today?
- Coronavirus, Life Insurance, Income Protection and managing personal risks
- Women living with HIV in Australia
- Happy Sydney Mardi Gras 2020!
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