Blog
It can be hard to identify what you are and where you want to go if you don't have the right wording to know what's even possible. This is why a lot of good financial advice looks like education.
Life insurances, Income Protection, and Estate Planning is all design to support what's important to you and safeguard whoever is family to you. Its an important part of modern life, love and business. Be sure to receive the information and guidance you need to make an educated decision. Browse through our Blog, our 100+ FAQs or contact us for a confidential chat.
Co Parents need life insurance and this is why
While you might not be together romantically, raising children together leaves Co Parents financially connected in many ways — whether you want to acknowledge that or not.
Remind me again what is Co Parenting?
The term Co Parenting was traditionally only used to describe a situation where a parent had split from their previous partner following a separation or divorce, but who were still actively involved in the lives of their shared children.
COVID-19 & Life Insurances FAQs
Our top frequently asked questions by clients about life insurance policies and COVID-19 and vaccinations
Australia is now in the middle of the COVID-19 pandemic.
With rolling lockdowns and much general uncertainty ahead, as we race towards the nation's next mass vaccination target, it's only natural people are looking for certainty and asking important questions about 'whether COVID-19 affects their life insurance policies in any way?'
Well we have some good news to share.
Here are some of the most frequently asked questions we’ve received about life insurances and COVID-19 and COVID-19 Vaccinations.
An interesting question we're often asked is,
'Who are the most uninsured people in the community?'
The answer might surprise (and sadden) you.
Young male P plate drivers? Young Tradies? Army Reserve personnel? Single mothers? No.
The Australian LGBTQIA+ Community is one of the most underinsured and underserved markets with financial services.
This of course then leaves them and their families at greater vulnerability than their straight counterparts.
Many LGBTQIA+ Australians have Super account balances receiving at least 10% of their wages annually.
As most super funds have Life Insurance attached to their member's account in some way, this ever-increasing pool of wealth is hard to ignore.
So if you're an LGBTQIA+ Australian with a Superannuation account, the next logical question is;
'Who's your Super Beneficiary?'
Managing diabetes can be a challenge: getting life insurance at the same time can feel overwhelming
Diabetes is Australia's fastest growing chronic health condition with 280 Australians developing this condition every day. (That's one person every five minutes)
People living with a pre-existing health condition like diabetes, statistically speaking have a higher risk of needing to make a claim on their personal insurance policy.
Add to this constantly changing assessment standards for getting insurance cover, and finding a life insurance specialist who understand your situation can feel near impossible.
Welcome to Unusual Risks Insured - we get it.
Straight and living with HIV? It's becoming more common than you'd think
The typical straight guy (or girl) next door who is just living with a chronic health condition called HIV, is increasing
HIV is not a top-of-mind conversation starter for most straight guys and girls so many straight people believe HIV is not a health issue for the straight community, but they would be very mistaken.
- In Western Australia during 2020, more straight men were diagnosed with HIV than gay men.
- Despite new HIV numbers declining nationally for more than a decade, the number of straight men contracting the sexually transmitted HIV virus is on the rise.
- Happy Sydney Mardi Gras 2021!
- Celebrating Intersex Day of Remembrance
- Can you still get life insurance with a history of recreational drug use?
- Can you still get life insurance with a mental illness?
- Be careful what you Google when looking for advice on life insurance
- Flatmates, Friends or De-factos and how to tell them apart
- Feeling like your life and business have been Kidnapped by the Covid-19 Virus?
Take Our Anonymous
Online Pre‑assessment
Find out in 60 seconds if your personal situation is one we can work with
