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It can be hard to identify who you are and where you want to go if you don't have the right wording to know what's even possible. This is why a lot of good financial advice looks like education.
Life insurances, Income Protection, and Estate Planning is all design to support what's important to you and safeguard whoever is family to you. Its an important part of modern life, love and business. Be sure to receive the information and guidance you need to make an educated decision. Browse through our Blog, our 100+ FAQs or contact us for a confidential chat.
This question has always intrigued me because it sounds similar to the equally difficult-to-answer question, ‘how long is a piece of string?’
I suppose the answer is, ‘as long as it needs to be and as much as you need to have’.
But that's probably not going to move the answer along much, so here is a good place to start your thinking.
Co Parents need life insurance and this is why
While you might not be together romantically, raising children together leaves Co Parents financially connected in many ways — whether you want to acknowledge that or not.
Remind me again what is Co Parenting?
The term Co Parenting was traditionally only used to describe a situation where a parent had split from their previous partner following a separation or divorce, but who were still actively involved in the lives of their shared children.
COVID-19 & Life Insurances FAQs
Our top frequently asked questions by clients about life insurance policies and COVID-19 and vaccinations
Australia is now in the middle of the COVID-19 pandemic.
With rolling lockdowns and much general uncertainty ahead, as we race towards the nation's next mass vaccination target, it's only natural people are looking for certainty and asking important questions about 'whether COVID-19 affects their life insurance policies in any way?'
Well we have some good news to share.
Here are some of the most frequently asked questions we’ve received about life insurances and COVID-19 and COVID-19 Vaccinations.
An interesting question we're often asked is,
'Who are the most uninsured people in the community?'
The answer might surprise (and sadden) you.
Young male P plate drivers? Young Tradies? Army Reserve personnel? Single mothers? No.
The Australian LGBTQIA+ Community is one of the most underinsured and underserved markets with financial services.
This of course then leaves them and their families at greater vulnerability than their straight counterparts.
Many LGBTQIA+ Australians have Super account balances receiving at least 10% of their wages annually.
As most super funds have Life Insurance attached to their member's account in some way, this ever-increasing pool of wealth is hard to ignore.
So if you're an LGBTQIA+ Australian with a Superannuation account, the next logical question is;
'Who's your Super Beneficiary?'
Managing diabetes can be a challenge: getting life insurance at the same time can feel overwhelming
Diabetes is Australia's fastest growing chronic health condition with 280 Australians developing this condition every day. (That's one person every five minutes)
People living with a pre-existing health condition like diabetes, statistically speaking have a higher risk of needing to make a claim on their personal insurance policy.
Add to this constantly changing assessment standards for getting insurance cover, and finding a life insurance specialist who understand your situation can feel near impossible.
Welcome to Unusual Risks Insured - we get it.
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