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It can be hard to identify what you are and where you want to go if you don't have the right wording to know what's even possible. This is why a lot of good financial advice looks like education.
Life insurances, Income Protection, and Estate Planning is all design to support what's important to you and safeguard whoever is family to you. Its an important part of modern life, love and business. Be sure to receive the information and guidance you need to make an educated decision. Browse through our Blog, our 100+ FAQs or contact us for a confidential chat.
An interesting question we're often asked is,
'Who are the most uninsured people in the community?'
The answer might surprise (and sadden) you.
Young male P plate drivers? Young Tradies? Army Reserve personnel? Single mothers? No.
The Australian LGBTQIA+ Community is one of the most underinsured and underserved markets with financial services.
This of course then leaves them and their families at greater vulnerability than their straight counterparts.
Many LGBTQIA+ Australians have Super account balances receiving at least 10% of their wages annually.
As most super funds have Life Insurance attached to their member's account in some way, this ever-increasing pool of wealth is hard to ignore.
So if you're an LGBTQIA+ Australian with a Superannuation account, the next logical question is;
'Who's your Super Beneficiary?'
Managing diabetes can be a challenge: getting life insurance at the same time can feel overwhelming
Diabetes is Australia's fastest growing chronic health condition with 280 Australians developing this condition every day. (That's one person every five minutes)
People living with a pre-existing health condition like diabetes, statistically speaking have a higher risk of needing to make a claim on their personal insurance policy.
Add to this constantly changing assessment standards for getting insurance cover, and finding a life insurance specialist who understand your situation can feel near impossible.
Welcome to Unusual Risks Insured - we get it.
Straight and living with HIV? It's becoming more common than you'd think
The typical straight guy (or girl) next door who is just living with a chronic health condition called HIV, is increasing
HIV is not a top-of-mind conversation starter for most straight guys and girls so many straight people believe HIV is not a health issue for the straight community, but they would be very mistaken.
- In Western Australia during 2020, more straight men were diagnosed with HIV than gay men.
- Despite new HIV numbers declining nationally for more than a decade, the number of straight men contracting the sexually transmitted HIV virus is on the rise.
Happy Mardi Gras!
To all our clients, friends and supporters - have a fabulous time celebrating you!
We're committed to serving the LGBTI Community and its Allies, and we're here for you, all year round. Happy Mardi Gras!
Intersex Remembrance Day
'Pink is for girls and blue is for boys. Girls are princesses and boys are pirates. Girls like only boys and boys don’t kiss other boys... — These are just a few restrictive ideas of gender and gender identity that have seen many queer people marginalised and scrutinised for centuries'.
(National Geographic Magazine - Jan 2017 issue)
If there is anything we know, it's that life is not black and white - and not everyone is neatly defined by an Acronym LGBTI.
- Can you still get life insurance with a history of recreational drug use?
- Can you still get life insurance with a mental illness?
- Be careful what you Google when looking for advice on life insurance
- Flatmates, Friends or De-factos and how to tell them apart
- Feeling like your life and business have been Kidnapped by the Covid-19 Virus?
- Who can make emergency medical decisions for you?
- Does it still make sense to think about Life Insurances today?
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