Displaying items by tag: lgbti

Flatmates, friends or de facto partners - and how to tell them apart

When it comes to romance and relationships, the emotional decision about who you think is your partner, may be very different to the legal decision about who is legally considered your de facto partner.

The questions about who may be a boyfriend or girlfriend or partner and who is a de facto become important distinctions when it comes to Superannuation payouts, Life Insurance nominations and Family Law claims on your finances, investments and property interests. 

As Marriage Equality became law in Australia on 9th December 2017, *yeah*, who is a married partner is now straightforward. Who is a de facto partner, is not always so straightforward especially for many in the LGBTIQ Community.

Published in Blog

Valentine’s Day means different things to different people

But ultimately it's about Love — and Love Takes Action

What some people miss is that life insurance is really love insurance — by having sufficient life insurance, they're safeguarding the future of the ones they love.Drew Browne

Four thoughtful ways you can act on your love today

Published in Blog

Six power money decisions every LGBTI couple needs to make

If you’re part of a gay couple, here’s 6 power money decisions that help LGBT couples get on the same page financially, and stay on track together.

Because who wants to spend a lifetime arguing about money, right?

Published in Blog

Equality and freedom from discrimination are fundamental human rights that belong to all people, regardless of who they love or how they identify

The road to anywhere meaningful does seem to take a while and this has been true for many in Australia's LGBT community.

Published in Blog

Marriage Equality means in Australia you're now free to marry who you love.

If you're a same-sex couple, there might be some unique challenges to meet with your partner for life

 

While LGBTI people are as diverse as the rest of the population, their shared experience and expectation of discrimination creates many common financial issues, unique to the LGBTI Community.

  • The problem isn't with LGBTI people, but with the attitudes and behaviours of the society around them.
  • While this may not apply to everyone, there are many barriers to same-sex families who need detailed financial advice because most financial and insurance decisions are about family structures, relationships and priorities.

Read our free eGuide, 7 Financial Decisions Same-Sex Newlyweds Need To Make.

 

Click here to view the full-sized infographic.

Published in Blog

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drew browne (he/him)

Drew Browne (he/him)

Senior Adviser Unusualrisks
& Director Sapience Financial

 

Download Our Free Helpful eGuide - 7 Financial Decisions for Same-sex Newlyweds

Download the female cover version of 7 Financial Decisions Same-sex Newlyweds need to make

 

Download the male cover version of 7 Financial Decisions Same-sex Newlyweds need to make

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  • Single

    Age is no indicator of relationship status or financial responsibility.

    • You can be young and starting out or older and established; and both enjoying living the single life.
    • You might be single, single again, sometimes single, single with kids, single with pets or perhaps something a little more complicated.

    When it comes to being single in the LGBTQI+ community, there's really no such thing as average.

    And it's your single life, so live it your way.

    Read more...
  • Partnered

    Sharing life and love with someone can be twice as exciting.

    • You might be partnered, partnered with pets, officially de facto, officially married (yay!), splitting expenses but sharing life, or joining incomes and combining financial lives too.
    • You might be together but living apart, working towards a future with kids, thinking about fostering, adopting, IVF or surrogacy; or perhaps something a little more complicated.

    When it comes to being partnered in the LGBTQI+ community, there's really no such thing as average.

    There's no right or wrong way to live a purposeful life, just what works for you both.

    Read more...
  • Parenting

    For today's LGBTQI+ families, there are no accidental families.

    • You might be parenting and single with kids, parenting solo with kids, parenting and partnered with kids, (yours, theirs and ours), dual parents with kids, co-parents, foster parents, adoptive parents, or even adoptive parents of kids with additional needs (just beautiful!).
    • You might be a lesbian co-parenting couple or super involved 'Guncles' or Aunties. You might not even identify with the broader LGBTQI+ community but find yourself a parent in a same-sex relationship, or perhaps something a little more complicated.

    When it comes to parenting in the LGBTQI+ community, there's really no such thing as average.

    However you're doing it, Love makes a family.

    Read more...