# Blog ### Welcome to our Special Interest Finance Blog It can be hard to identify who you are and where you want to go if you don't have the right wording to know what's even possible. This is why a lot of good financial advice looks like education. Life insurances, Income Protection, and Estate Planning is all design to support what's important to you and safeguard whoever is family to you. It's an important part of modern life, love and business. Be sure to receive the information and guidance you need to make an educated decision. Browse through our Blog, our 100+ FAQs or contact us for a confidential chat. ![Written by Human Not made by AI - Unusual Risks Insured](https://unusualrisks.com.au/images/logos/Not-made-by-AI-Unusual%20Risks%20Insured-black.png) ![good looking profession guy at work](https://unusualrisks.com.au/images/blog/professional-people-need-their-own-life-insurance-adviser-and-here-is-why.jpg) ## [ Professional people need their own life insurance adviser and here's why ](https://unusualrisks.com.au/blog/professional-people-need-their-own-life-insurance-adviser-and-here-is-why) ### Many people in professional business use life insurance products but ... [ Read more … ](https://unusualrisks.com.au/blog/professional-people-need-their-own-life-insurance-adviser-and-here-is-why) - 💬 Life, Law & Community Insights ![two men holding hands while walking down the street](https://unusualrisks.com.au/images/blog/why-our-clients-are-the-heros-of-our-brand-unusual-risks-insured.jpg) ## [ The Real Heroes of Our Brand ](https://unusualrisks.com.au/blog/why-our-clients-are-the-heroes-of-our-brand) ### Why we see our clients as the heroes of our brand ### Unusual Risks Insured is a proud purpose-driven brand that celebrates the success of its clients. [ Read more … ](https://unusualrisks.com.au/blog/why-our-clients-are-the-heroes-of-our-brand) - 💬 Life, Law & Community Insights ![blood collection tube](https://unusualrisks.com.au/images/blog/newly-diagnosed-hiv-positive-life-gets-better-unusual-risks-insured.jpg) ## [ Newly diagnosed HIV positive? Breathe - life gets better ](https://unusualrisks.com.au/blog/newly-diagnosed-hiv-positive-life-gets-better) ### Breathe ### If you're newly diagnosed, like many of our clients you might be scouring the internet to learn everything you can about your status. [ Read more … ](https://unusualrisks.com.au/blog/newly-diagnosed-hiv-positive-life-gets-better) - 🩸 Clinical, PrEP & Blood-Borne Risk Underwriting ![male shirtless surfer at the beach](https://unusualrisks.com.au/images/blog/undetectable-viral-load-or-close-to-it-and-life-insurance-unusual-risks-insured.jpg) ## [ Undetectable viral load (or close to it) ](https://unusualrisks.com.au/blog/undetectable-viral-load-or-close-to-it-and-life-insurance) ### Important life insurance eligibility update for positive people ### Good news. You no longer need to have an undetectable viral load to be eligible for life insurance. [ Read more … ](https://unusualrisks.com.au/blog/undetectable-viral-load-or-close-to-it-and-life-insurance) - 🩸 Clinical, PrEP & Blood-Borne Risk Underwriting ![medical sharps disposal yellow plastic bucket](https://unusualrisks.com.au/images/blog/do-not-ignore-a-medical-sharps-injury-unusual-risks-insured.jpg) ## [ Don't ignore a medical sharps injury ](https://unusualrisks.com.au/blog/do-not-ignore-a-medical-sharps-injury) ### Half of all needlestick and sharps injuries go unreported ### In Australia at least 18,000 healthcare professionals report suffering a needle-stick injury (often referred to as NSI or contaminated sharps injury) every year. [ Read more … ](https://unusualrisks.com.au/blog/do-not-ignore-a-medical-sharps-injury) - 🩸 Clinical, PrEP & Blood-Borne Risk Underwriting ![holding the hands of someone loved walking at the beach](https://unusualrisks.com.au/images/blog/hiv-stigma-the-insidious-barrier-to-getting-life-insurance-unusual-risks-insured.jpg) ## [ HIV Stigma - an insidious barrier to getting life insurance ](https://unusualrisks.com.au/blog/hiv-stigma-the-insidious-barrier-to-getting-life-insurance) ### Stigma and discrimination undermine more than just HIV prevention and treatments ### Australia's known the world over as the lucky country and our unrestricted access to financial services such as life insurance is something that most Australians simply take for granted. [ Read more … ](https://unusualrisks.com.au/blog/hiv-stigma-the-insidious-barrier-to-getting-life-insurance) - 🩸 Clinical, PrEP & Blood-Borne Risk Underwriting ![old movie posted for The Story of Patricia Kennedy OAM A Grandmothers Fight to do What's Right - Battling HIV Stigma in Australia](https://unusualrisks.com.au/images/podcast-artwork/the-story-of-patricia-podcast-unusual-risks-insured.jpg) ## [ The Story of Patricia - Podcast ](https://unusualrisks.com.au/blog/the-story-of-patricia-podcast) ### The Story of Patricia Kennedy, OAM ### A Grandmothers Fight to do What's Right - Battling HIV Stigma in Australia - Hear how Mrs Patricia Kennedy, an Australian Scottish born Grandmother, remembers the 1980's and the arrival of HIV & AIDS to Australia - A shocking and yet compelling interview for people who want to know the truth about a dark time in Australia's brief history, so we can learn how not to repeat the mistakes of the past on our young people today --- [ Read more … ](https://unusualrisks.com.au/blog/the-story-of-patricia-podcast) - 💬 Life, Law & Community Insights ![proud awards night for the team behind Unusual Risks Insured](https://unusualrisks.com.au/images/blog/nominated-finalists-in-the-honour-awards-unusual-risks-insured.jpg) ## [ Thank you for voting us Finalists in the Honour Awards ](https://unusualrisks.com.au/blog/nominated-finalists-in-the-honour-awards) ## Proud to be part of the Honour Awards ![Finalist Business Division Honour Awards 2014](https://unusualrisks.com.au/images/awards/Award-2014-lgbt-honour-awards-unusual-risks-insured.png) ### A heartfelt thank you to all our clients, friends and supporters [ Read more … ](https://unusualrisks.com.au/blog/nominated-finalists-in-the-honour-awards) - 💬 Life, Law & Community Insights ![open sign on the door for Unusual Risks Insured](https://unusualrisks.com.au/images/blog/open-for-business-unusual-risks-insured.jpg) ## [ Open for business ](https://unusualrisks.com.au/blog/open-for-business) ## A big step closer to making the impossible, possible ### People living with HIV in Australia can now get full life insurance. [ Read more … ](https://unusualrisks.com.au/blog/open-for-business) - 💬 Life, Law & Community Insights Page 3 of 3